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How long do transfers take?

Learn how Sling Money transfers work, and how long they take.

Updated this week

Our goal is to make every Sling Money transfer feel instant.

Most normal, contact-to-contact (peer-to-peer) transfers take less than five seconds on the Sling Money app.

Most on- and off-ramp transfers take five minutes or less. In some cases, processing can take 1–2 business days. This will depend on the recipient's bank.

What is SEPA Instant?

Unlike regular Single Euro Payments Area (SEPA) transfers which are processed within two business days, SEPA Instant transfers are sent and received in seconds.

SEPA Instant is a payment rail method that ensures bank transfers in euros are completed in seconds.

Not all banks and not all bank accounts offer SEPA Instant transfers. In these cases, transfers may take longer to arrive.

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